Privacy Policy
Global Heritage Trust Bank
Last Updated: Feburary 2024
At Global Heritage Trust Bank ("we," "us," "our"), we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website, mobile applications, and other services (collectively, the "Services"). By using our Services, you consent to the practices described in this policy.
1. Information We Collect
We collect several types of information to provide and improve our Services, including:
a. Personal Information
When you use our Services, we may collect the following personal information:
- Identity Information: Name, date of birth, nationality, gender, and other personal identifiers.
- Contact Information: Email address, phone number, mailing address.
- Financial Information: Bank account details, transaction history, credit score, income, and employment information.
b. Non-Personal Information
We may also collect non-personal information that does not identify you directly, such as:
- Usage Data: Information about how you interact with our Services, such as IP addresses, browser type, device type, operating system, and access times.
- Cookies and Tracking Technologies: We may use cookies, web beacons, and similar tracking technologies to enhance your experience on our website. You can control cookie settings through your browser settings, but some features of the Services may not function properly if cookies are disabled.
2. How We Use Your Information
We use the information we collect for various purposes, including but not limited to:
- Providing Services: To process your transactions, manage your accounts, and fulfill your banking needs.
- Customer Support: To respond to inquiries, provide assistance, and resolve issues.
- Security: To detect and prevent fraud, protect against unauthorized access, and maintain the integrity of our systems.
- Marketing and Promotions: To send you relevant offers, updates, and news about our products and services. You can opt-out of marketing communications at any time.
- Legal Compliance: To comply with applicable laws, regulations, and industry standards.
3. How We Share Your Information
We may share your information with third parties under certain circumstances, including:
- Service Providers: We may share your information with third-party vendors or partners who perform services on our behalf (e.g., data storage, payment processing, marketing).
- Legal Requirements: We may disclose your information when required to do so by law or in response to a valid request from law enforcement, regulatory bodies, or government agencies.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to the terms of this Privacy Policy.
We do not sell your personal information to third parties.
4. Data Security
We implement reasonable administrative, technical, and physical measures to protect the security of your personal information. While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.
5. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When your information is no longer needed, we will securely dispose of it or anonymize it.
6. Your Rights and Choices
You have certain rights regarding your personal information:
- Access and Correction: You can request access to the personal information we hold about you and request corrections or updates to any inaccuracies.
- Data Portability: You may request a copy of your personal information in a structured, commonly used format to transfer it to another service provider.
- Deletion: You can request that we delete your personal information, subject to certain legal and contractual obligations.
- Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails or by contacting us directly.
To exercise any of these rights, please contact us using the details provided at the end of this policy.
7. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience with our Services. Cookies help us remember your preferences, improve site functionality, and analyze website traffic. You can control cookie preferences through your browser settings. However, please note that disabling cookies may impact your ability to use certain features of our Services.
8. Third-Party Websites
Our website may contain links to third-party websites or services that are not operated or controlled by Global Heritage Trust Bank. This Privacy Policy applies only to the information we collect directly through our Services. We are not responsible for the privacy practices or content of third-party websites. We encourage you to read the privacy policies of any third-party sites you visit.
9. Children’s Privacy
Our Services are not intended for children under the age of 13, and we do not knowingly collect personal information from children. If we learn that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information as soon as possible.
10. Changes to This Privacy Policy
Global Heritage Trust Bank reserves the right to update or modify this Privacy Policy at any time. When we make changes, we will post the updated Privacy Policy on our website and update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically for any updates.
11. International Transfers of Data
If you are located outside the country in which Global Heritage Trust Bank operates, please be aware that your personal information may be transferred to, processed, and stored in countries that may have different data protection laws than your home country. By using our Services, you consent to such international transfers.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
Global Heritage Trust Bank
Email: privacy@ghtbank.com
Phone: +46 9214545214
Address: 8294 Pulaski Avenue, Stockholm, Sweden
By using Global Heritage Trust Bank's Services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms and conditions. Thank you for trusting us with your information.