Global Heritage Trust Bank
Last Updated: February 2024
Welcome to Global Heritage Trust Bank ("we," "us," "our," or "the Bank"). By accessing or using our website, mobile applications, or any of the services provided by Global Heritage Trust Bank (collectively, the "Services"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you should not use our Services.
1. Acceptance of Terms
By using or accessing our Services, you acknowledge that you have read, understood, and agree to these Terms and Conditions. These Terms apply to all visitors, users, and others who access or use the Services ("Users").
2. Eligibility
You must be at least 18 years old and capable of forming legally binding contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.
3. Account Registration
To access certain features of our Services, you may be required to create an account with Global Heritage Trust Bank. When registering, you agree to provide accurate, current, and complete information, and to update such information promptly to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You must not:
- Violate any applicable laws or regulations.
- Impersonate any person or entity or misrepresent your affiliation with any person or entity.
- Distribute viruses, malware, or other harmful software.
- Interfere with or disrupt the operation of our Services or the servers or networks connected to our Services.
5. Privacy and Data Protection
We are committed to protecting your privacy. Please review our Privacy Policy, which explains how we collect, use, and disclose your personal information. By using our Services, you consent to the practices described in our Privacy Policy.
6. Fees and Charges
Global Heritage Trust Bank may charge fees for certain services, as outlined in our Fee Schedule, which is available on our website or upon request. You agree to pay any fees associated with the services you use. Fees are subject to change, and any changes will be communicated to you in advance.
7. Intellectual Property
All content, logos, graphics, trademarks, and other intellectual property displayed on the Global Heritage Trust Bank website are the property of Global Heritage Trust Bank or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial use, subject to these Terms. You may not copy, modify, or distribute any of our intellectual property without prior written consent.
8. Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Global Heritage Trust Bank. We do not endorse or assume responsibility for any third-party websites, products, or services. You access third-party links at your own risk and are subject to the terms and conditions of those third parties.
9. Limitations of Liability
To the fullest extent permitted by law, Global Heritage Trust Bank and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Services. This includes any loss of profits, loss of data, or disruption of service.
We are not liable for any failure or delay in performance of our Services due to causes beyond our reasonable control, including but not limited to acts of God, war, terrorism, or technical failures.
10. Indemnification
You agree to indemnify, defend, and hold harmless Global Heritage Trust Bank, its affiliates, directors, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising out of or related to your use of the Services, violation of these Terms, or infringement of any rights of another person or entity.
11. Modifications to Terms
Global Heritage Trust Bank reserves the right to modify these Terms at any time. When we update the Terms, we will post the revised Terms on our website and update the "Last Updated" date. It is your responsibility to review these Terms periodically to stay informed of any changes. Your continued use of the Services after any changes to the Terms constitutes your acceptance of the modified Terms.
12. Termination
We reserve the right to suspend or terminate your access to our Services at our sole discretion, without notice, if we believe you have violated these Terms or engaged in any conduct that is harmful to us or other users.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Global Heritage Trust Bank operates, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located in that jurisdiction for any legal proceedings.
14. Dispute Resolution
Any disputes arising from or relating to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA) or an equivalent organization in your jurisdiction. The arbitration will take place in the jurisdiction of Global Heritage Trust Bank's primary location, and the decision of the arbitrator will be final and binding.
15. Force Majeure
Global Heritage Trust Bank will not be liable for any delay or failure to perform its obligations under these Terms if such delay or failure is caused by events beyond our reasonable control, including, but not limited to, natural disasters, strikes, technical malfunctions, or other circumstances beyond our control.
16. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.
17. Entire Agreement
These Terms constitute the entire agreement between you and Global Heritage Trust Bank regarding the use of our Services, superseding any prior or contemporaneous agreements, communications, or proposals, whether oral or written.
18. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Global Heritage Trust Bank
Customer Support: support@ghtbank.com
Phone: +46 (921) 454 5214
Address: 8294 Pulaski Avenue, Stockholm, Sweden
By continuing to use Global Heritage Trust Bank's Services, you agree to be bound by these Terms and Conditions. Thank you for choosing Global Heritage Trust Bank.